IRS Installment Agreement: Structured Monthly Tax Payments
Pay IRS back taxes in affordable monthly installments and stop collection actions with a properly negotiated payment plan.
An IRS Installment Agreement lets you pay tax debt over time. We negotiate Streamlined, Non-Streamlined, and Partial Payment Installment Agreements (PPIA) based on your balance and financial capacity.
Guaranteed and Streamlined agreements are typically approved in 30 to 60 days. Partial Payment agreements can take 4 to 6 months.
Flat $795 for balances under $50,000. $1,495 for Non-Streamlined and Partial Payment agreements.
Monthly payment sized to your disposable income under IRS collection standards, with collection activity halted while the agreement is in place.
Eligibility Requirements
- Filed all required federal tax returns
- Balance owed can be paid within the Collection Statute Expiration Date
- Not currently in default on a prior installment agreement (with limited exceptions)
Our 5-Step Process
Here is exactly how Gullia Filing handles your IRS Installment Agreement case, from intake to resolution.
Balance and CSED verification
We pull your IRS account transcripts to confirm the true balance, applied payments, and the Collection Statute Expiration Date.
Agreement type selection
We select Guaranteed, Streamlined, Non-Streamlined, or Partial Payment based on the balance, income, and compliance history.
Form 9465 or 433-F preparation
We prepare the installment request and, when required, the collection information statement supporting your proposed monthly payment.
Direct debit setup and lien avoidance
For balances under $50,000, we structure Direct Debit Installment Agreements that often prevent a Notice of Federal Tax Lien from being filed.
Ongoing compliance monitoring
We track future filing and payment deadlines so a single missed return does not default the agreement.
Documents We Need From You
Frequently Asked Questions
Related Tax Resolution Services
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Eliminate IRS penalties through First-Time Abatement or Reasonable Cause relief, often cutting your balance by 25 percent or more.
Currently Not Collectible (CNC) Status
Place your account into CNC status when paying anything toward IRS debt would leave you unable to cover basic living expenses.
Get Free IRS Case Review
Talk to a licensed Enrolled Agent or Chartered Tax Adviser. We review your notices, transcripts, and options with no obligation.